For banks unsure about taking the leap into fintech For a lot of community and mid-size banks, “fintech” still sounds like a category of risk rather than a category of opportunity. The headlines don't help, such as enforcement actions against banking-as-a-service programs, consent orders tied to weak third-party oversight, regulators publicly warning about the pace of bank-fintech partnerships outstripping controls. It's easy to conclude that the safest move is no move at all