https://www.beaconconsultingandadvisory.com/post/fintech-is-not-as-scary-as-you-think 2026-10-08 https://static.wixstatic.com/media/6897cb_7d9d4579e4f34217b52cd47bfd38aea3~mv2.jpg A hand holds up a debit card next to tv screens that show an orange cartoon ghost against a blue screen